Payout thresholds and the fees nobody counts

Been thinking about this all week. solo mining BTC is a lottery where you keep the ticket price as expected value. I still buy the ticket. Anyone tried the opposite?

Late to this one but insurance for rented-out rigs is decoration unless the use is named in writing. What's everyone else seeing?

Strong disagree with the last reply — a 1134W night-tariff window is the closest thing to free money in home mining. Curious what the group thinks.